Courtesy cars
Courtesy car is a car provided to you by Accident Replacement Vehicle Company while your Car is being repaired. When you are involved in accident Usually a Car insurance company bear the cost of Courtesy car. Usually Accidental replacement car company get insurance company to pay for Courtesy car you don’t need to pay for it from your pocket.
Provisions of Courtesy Cars varies from insurer to insurer you need to check Terms & Conditions of insurance policy to find our if your insure covers Courtesy car fully or you need to shell some extra money from your pocket to get Courtesy car.
At Khakh Rental we can help you to understand TOS of your insurance policy to find out if Courtesy car is covered under your policy. Most insurance policies require your car to be repaired by approved Garage by insurance to qualify for Courtesy car.
If You are the only one involved in accident without any other driver , then you are not usually entitled for Courtesy car. But if you are involved in Car accident with another driver , and you are not at fault , then you are usually entitled for Courtesy car and usually your policy covers the cost of repair as well as cost/rent for Courtesy car, however provisions of Courtesy car varies by insurance. Sometimes insurer have additional cover option for Courtesy car , some insurer partially cover the cost , and some insurance companies cover the Courtesy car.
If You have Car insurance, you are most likely covered for Courtesy car, but it might have different TOS. You can claim Courtesy car only if your car is repairable. You can enjoy Courtesy car as long as it takes time to repair, but some providers put time limit on Courtesy car. Courtesy car is available in case of Ac cidents only , and not for fire, theft etc. Usually Courtesy Cars are available in case of accidents which are not at your fault. If you met with accident and you are not at fault , it is important to provide as much details as possible , so that you can get best luxury car ,under cost of your insurance. Your insurer covers cost of courtesy car , if your car is Damaged & repairable. Usually you will pay only for the fuel of Courtesy Car and all other costs are covered by insurance , like damage etc . The difference between & Car hire is , You pay rent to drive car from your own pocket , while in case of Courtesy Car , if you met with an accident , your insurance covers the cost of car hire , provided that you are not at fault .